Contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioural scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book also covers practical problems encountered in building, using, and monitoring scorecards.
Lin Thomas was Professor of Management Science at the University of Southampton.
Jonathan Crook is Professor of Business Economics, Deputy Dean, and Director of Research at the University of Edinburgh Business School.
David Edelman is owner of ThreeCs Limited (Caledonia Credit Consultancy), a consulting and training business operating within the retail credit risk arena.