Kyla Tennin is a United Nations Global Ambassador for Peace (for the African Union 6th Region, African Diaspora) for women’s empowerment, economic development, investment, and sustainable development goals achievement. Including an industry practitioner and DM (Doctor) in Management and Organizational Leadership. She focuses on Change Management and mixed methods empirical research as a Management Consultant, for continuous improvement, business transformation, and recovery during and after internal/external crisis to nations, institutions, and individual’s lives. She is PhD Faculty of Corporate Governance at Woolf University and WDC Leadership School UK/USA, and Fellow-in-Residence and Lead Researcher at University of Phoenix College of Doctoral Studies, Center for Leadership Studies and Organizational Research (CLSOR). Also, she is a leader in various roles at investment forums, conferences, and summits where she works with Presidents of Nations, Heads of Banks, Prime Ministers, High Commissioners, and Chambers of Commerce and other business leaders to strategize and make business decisions to help businesses start-up, advance, and/or scale to improve economic development, promote social justice, and create jobs in various nations. Including at the World Business Angels Investment Forum (WBAF). An affiliated partner of the G20 Global Partnership for Financial Inclusion (GPFI), where the vision is to promote social justice, create jobs, financial inclusion, and innovative financial instruments for innovators, startups, and SMEs, helping them to scale. Dr. Tennin is also affiliated with the International Monetary Fund, World Bank Group, and Parliamentary Network to enhance economies and various forms of businesses. She is an OB/GYN MD track turned DM (doctor) with background in biology, biotechnology, and organic and biochemistry, with major emphasis in women and gender studies, has project management and lean six sigma certifications, a Master of Business Administration (MBA), and is a Ph.D. Fellow at the Global Peace Institute, headquartered in the United Kingdom. She contributed to the accreditation process at the University of Phoenix College of Doctoral Studies and completed additional studies (to launch and scale corporations) at Harvard, Stanford, Yale, University of Cape Town, Cornell University - The Bank of America Institute for Women’s Entrepreneurship at Cornell (certificate in Women’s Entrepreneurship – sponsored by Bank of America), and University of Glasgow to name a few. She has personally written approximately 18 books, 3 book chapters with colleagues, 3 patents, several other intellectual properties, and nearly 85 research reports, later conceptualized into products and services for global businesses. Dr. Tennin has presented research and posters in practitioner and academic conferences, workshops, and international webinars. She has professional experience in the financial services and investments, hospitality, restaurant, consumer products/beauty, and healthcare industries, with 95% of her experience spent in financial services and higher education. Her career began in banking/financial services at Wells Fargo Bank, N.A. (North America), Wells Fargo Financial, LLC, US Bank, and SunTrust Banks, Inc. with affiliate relationships at Wells Fargo Advisors, Wells Fargo Investments, Wells Fargo Business Banking, Wells Fargo Student Loans, Wells Fargo Home Mortgage, and Wells Fargo Card Services. Dr. Tennin has 23 years of experience in higher education and 17 years owning her own global conglomerate corporation, which she built while homeless, to recover for self-sufficiency, to recover financially, and create jobs for people. Operating in 31 countries, with 24 locations, on 6 continents, and 2 world headquarters. She was awarded over 30 corporate awards, mentored entrepreneurs for 22 years with global organizations and world-renowned corporations and banks as sponsors, and currently owns a business academy, women’s entrepreneurship academy, and women’s entrepreneurship bootcamp program where entrepreneurship, resilience, finance, pricing and tax strategy, research methodology and data analysis for consultants, digital transformation, property ownership, and other courses are taught. Her areas of expertise and research interests are strategy, entrepreneurship, cosmeceuticals, economic development, emerging markets, multinationals, corporate governance, well-being/burnout, and women’s empowerment. Samrat Ray is involved as researcher in economics focusing on entrepreneurship and innovation strategies across various verticals.Special interest lies in poverty eradication,inequality,social innovation as well as behavioral psychology behind economic activity.Always looking for research collaboration,joint authorship and publication activities across various verticals in economics and management sciences.

Kyla Tennin is a United Nations Global Ambassador for Peace (for the African Union 6th Region, African Diaspora) for women’s empowerment, economic development, investment, and sustainable development goals achievement. Including an industry practitioner and DM (Doctor) in Management and Organizational Leadership. She focuses on Change Management and mixed methods empirical research as a Management Consultant, for continuous improvement, business transformation, and recovery during and after internal/external crisis to nations, institutions, and individual’s lives. She is PhD Faculty of Corporate Governance at Woolf University and WDC Leadership School UK/USA, and Fellow-in-Residence and Lead Researcher at University of Phoenix College of Doctoral Studies, Center for Leadership Studies and Organizational Research (CLSOR). Also, she is a leader in various roles at investment forums, conferences, and summits where she works with Presidents of Nations, Heads of Banks, Prime Ministers, High Commissioners, and Chambers of Commerce and other business leaders to strategize and make business decisions to help businesses start-up, advance, and/or scale to improve economic development, promote social justice, and create jobs in various nations. Including at the World Business Angels Investment Forum (WBAF). An affiliated partner of the G20 Global Partnership for Financial Inclusion (GPFI), where the vision is to promote social justice, create jobs, financial inclusion, and innovative financial instruments for innovators, startups, and SMEs, helping them to scale. Dr. Tennin is also affiliated with the International Monetary Fund, World Bank Group, and Parliamentary Network to enhance economies and various forms of businesses. She is an OB/GYN MD track turned DM (doctor) with background in biology, biotechnology, and organic and biochemistry, with major emphasis in women and gender studies, has project management and lean six sigma certifications, a Master of Business Administration (MBA), and is a Ph.D. Fellow at the Global Peace Institute, headquartered in the United Kingdom. She contributed to the accreditation process at the University of Phoenix College of Doctoral Studies and completed additional studies (to launch and scale corporations) at Harvard, Stanford, Yale, University of Cape Town, Cornell University - The Bank of America Institute for Women’s Entrepreneurship at Cornell (certificate in Women’s Entrepreneurship – sponsored by Bank of America), and University of Glasgow to name a few. She has personally written approximately 18 books, 3 book chapters with colleagues, 3 patents, several other intellectual properties, and nearly 85 research reports, later conceptualized into products and services for global businesses. Dr. Tennin has presented research and posters in practitioner and academic conferences, workshops, and international webinars. She has professional experience in the financial services and investments, hospitality, restaurant, consumer products/beauty, and healthcare industries, with 95% of her experience spent in financial services and higher education. Her career began in banking/financial services at Wells Fargo Bank, N.A. (North America), Wells Fargo Financial, LLC, US Bank, and SunTrust Banks, Inc. with affiliate relationships at Wells Fargo Advisors, Wells Fargo Investments, Wells Fargo Business Banking, Wells Fargo Student Loans, Wells Fargo Home Mortgage, and Wells Fargo Card Services. Dr. Tennin has 23 years of experience in higher education and 17 years owning her own global conglomerate corporation, which she built while homeless, to recover for self-sufficiency, to recover financially, and create jobs for people. Operating in 31 countries, with 24 locations, on 6 continents, and 2 world headquarters. She was awarded over 30 corporate awards, mentored entrepreneurs for 22 years with global organizations and world-renowned corporations and banks as sponsors, and currently owns a business academy, women’s entrepreneurship academy, and women’s entrepreneurship bootcamp program where entrepreneurship, resilience, finance, pricing and tax strategy, research methodology and data analysis for consultants, digital transformation, property ownership, and other courses are taught. Her areas of expertise and research interests are strategy, entrepreneurship, cosmeceuticals, economic development, emerging markets, multinationals, corporate governance, well-being/burnout, and women’s empowerment. Samrat Ray is involved as researcher in economics focusing on entrepreneurship and innovation strategies across various verticals.Special interest lies in poverty eradication,inequality,social innovation as well as behavioral psychology behind economic activity.Always looking for research collaboration,joint authorship and publication activities across various verticals in economics and management sciences.